Recipe for banana chocolate bread

1-3/4 cups all purpose flour 2-1/2 teaspoons baking powder 1/2 teaspoon salt 1/2 cup sugar 1 large egg, lightly beaten 1 cup mashed banana (2-3 overly ripe bananas will give you a cup) 1/2 cup milk 1/3 cup oil 1/2 cup chocolate chips Combine first 4 ingredients in a large bowl.  Make a well in the center of the mixture for wet ingredients.  In a separate bowl combine egg, mashed banana, milk and oil.  Add the wet mixture to the dry ingredients.  Stir until just moistened.  Stir in the chocolate chips. Pour batter into a greased loaf pan.  Bake at 350 for 1 hour.  Cool in the pan for 10 minutes.  *If making muffins follow the same instructions to mix ingredients.  Spoon batter into greased muffin pans (or use liners).  Fill about 3/4 full.  Bake at 400 for about 18-20 minutes.  Remove from pan immediately.  (Thanks Home Matters )